Were you born between 1981 to 1996? If you answered ‘yes,’ then you’re a millennial! Millennials experienced life before smartphones, social media, and the internet, while also living and thriving in the current digital age. Although millennials sometimes get an undeserved bad rap, this generation, in fact, displays high levels of maturity and responsibility—they’re socially aware, financially conscious, and tech-savvy.

Do you consider yourself a financially independent millennial? Here’s a quick adulting checklist for all you independent millennials:

You pay your household and utility bills on time.

Tired of getting late notices for your bills? Now, you are more responsible with your spending and settle all your financial obligations on time. Through ShopeePay, you can pay for your utility bills right from the comforts of your home and enjoy up to 25% cashback. These include companies such as Meralco, Maynilad, Globe, Smart, PLDT, SkyCable, and many more.

You have enough to give to your family.

In Filipino culture, it’s considered an act of love and a way to show gratitude when children extend monetary support to their parents. With enough savings, you can give back to your parents by helping them financially and even have sufficient funds for yourself. Sending money to your loved ones is easy and free with ShopeePay. To transfer money, just click “Transfer” on your ShopeePay wallet and input the recipient. You can also make your transfers more special with themed virtual cards! Before transferring cash, make sure that your ShopeePay is verified.

You have your own place.

…and you’re way ahead of your rent. There’s nothing more satisfying than being able to afford your own place where you can relax and enjoy the fruits of your labor. Did you get a loan to fund your apartment’s security deposit? Through ShopeePay, you can settle your loans on time and with ease from third-party lenders such as Dragonloans, Home Credit, SkyPay, and Cashalo.

You know where to find the best deals.

You’re practical and are always on the lookout for the best deals out there. With ShopeePay, you can maximize discounts, cashback, and “Buy 1, Take 1” promos at thousands of partner merchants nationwide. You also don’t miss out on ₱1 deals which can be used for adulting essentials like groceries, food, and gas. ShopeePay partner merchants include Puregold, Potato Corner, Seaoil, Lawson, National Bookstore, Coffee Bean & Tea Leaf, Tiger Sugar, and more.

You donate to charitable causes.

Another Filipino trait most millennials possess is generosity. Even with the global situation right now, you’re still giving towards others. ShopeePay lets you donate to these partner organizations: Caritas, Gawad Kalinga, GMA Kapuso Foundation, Habitat for Humanity, Red Cross Philippines, Ronald McDonald House Charities, Save Philippine Seas, Save The Children, UNICEF, Virlanie Foundation, World Vision, and many more.

Want to know more about ShopeePay and its benefits? Check out https://shopee.ph/m/shopee-pay for more details.

Download the Shopee app for free via the App Store or Google Play.